822 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 822 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.134 acres (5,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2025)
Tax Bill	$4,582 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-066`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-066`

Exterior

Lot Area	5,820 sqft (0.134 acres)

Location & Zoning

Street Address	822 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 208A SAWGRASS SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 1
Legal Lot Number	208A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Apr 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUIDANCE RESIDENTIAL LLC
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	202517884
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2025
Property Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000017884
Map Reference	DOC 2003R21562
Instrument Date	Nov 14, 2025
Instrument	2025R17884
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017885
Date	Nov 20, 2025
Instrument	2025R17885

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 10, 2023
Property Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000004272
Map Reference	DOC 2003R21562
Instrument Date	Mar 24, 2023
Instrument	2023R04272
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000004273
Date	Apr 10, 2023
Instrument	2023R04273

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 15, 2021
Property Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000008783
Instrument Date	Apr 8, 2021
Instrument	2021R08783
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000008784
Date	Apr 15, 2021
Instrument	2021R08784

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	822 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004735
Date	Mar 20, 2017
Instrument	2017R04735

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,690 (+12.19%) Land $13,700 Building $51,990	$197,070 (+12.19%) Land $41,100 Building $155,970
2024	$4,582.00 (+15.39%) Homeowner's exemption	$58,550 (+19.03%) Land $12,210 Building $46,340	$175,650 (+19.03%) Land $36,630 Building $139,020
2022	$3,971.00 Homeowner's exemption	$49,190 Land $10,260 Building $38,930	$147,570 Land $30,780 Building $116,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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