823 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 823 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.202 acres (8,820 sqft)
Owner	Individual Name on Record
Last Sale	$36,000 (Jan 2004)
Tax Bill	$8,839 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-106-013`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-106-013`

Exterior

Lot Area	8,820 sqft (0.202 acres)

Location & Zoning

Street Address	823 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 SAWGRASS SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 1
Legal Lot Number	114
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3011
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2004 · Amount on Record
Deed Sale	Jan 7, 2004 · Amount on Record
Deed Document Number	2004468
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	823 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009670
Date	Jun 13, 2018
Instrument	2018R09670

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	823 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010840
Date	Jul 9, 2019
Instrument	2019R10840

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	823 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006860
Date	Apr 29, 2020
Instrument	2020R06860

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,470 (+33.54%) Land $19,390 Building $101,080	$361,410 (+33.54%) Land $58,170 Building $303,240
2024	$8,839.00 (+14.15%)
2022	$7,743.00 Homeowner's exemption	$90,210 Land $14,520 Building $75,690	$270,630 Land $43,560 Building $227,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Volo.net Internet+Tech.

Nearby Properties on Sedgegrass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures