816 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 816 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Aug 2026)
Tax Bill$6,174 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-20-09-105-069

Property Details

APN / Parcel Number

Primary APN41-20-09-105-069

Exterior

Lot Area5,280 sqft (0.121 acres)

Location & Zoning

Street Address816 SEDGEGRASS DR
CityCHAMPAIGN
StateIL
Zip61822-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 209B SAWGRASS SUB PHASE 1
Legal Range08E
Legal Township19N
Legal Section09
Legal SubdivisionSAWGRASS SUB PHASE 1
Legal Lot Number209B
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3008
Census Tract902

Owner

816 Sedgegrass Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Champaign County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
May 28, 2025Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 7, 2022Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Apr 3, 2017Grant Deed, Construction Loan · Line of Credit
MORTON CMNTY BK
Feb 2, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on File
Deed SaleAug 24, 2026 · Amount on File
Prior SaleApr 7, 2022 · Amount on File
Deed Document Number202613279
Prior Transfer DateApr 2, 2012
Prior Transfer Doc0000008161
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 24, 2026
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number0000013279
Instrument DateAug 19, 2026
Instrument202613279
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number0000013280,
DateAug 24, 2026
Instrument202613280
Lender
NameMIDLAND STATES BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number0000007298
DateMay 28, 2025
Instrument2025R07298
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueMay 1, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 7, 2022
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number0000006245
Map ReferenceDOC 2003R21562
Instrument DateMar 31, 2022
Instrument2022R06245
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number0000006246
DateApr 7, 2022
Instrument2022R06246
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 14, 2021
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number0000016397
Map ReferenceDOC 2003R21562
Instrument DateJun 28, 2021
Instrument2021R16397
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$234.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000016398
DateJul 14, 2021
Instrument2021R16398
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate3.12%
Change FrequencyQuarterly

April 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 3, 2017
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Instrument DateMar 17, 2017
Instrument5605
Transaction TypeConstruction Loan
Record UpdatedApr 27, 2017
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 W JEFFERSON ST #14 MORTON IL 615501840, 14, MORTON, IL 61550-1840
InvestorPossibly a Property Investor

Mortgage

Document Number0000005605
DateApr 3, 2017
Instrument5605
Lender
NameMORTON CMNTY BK
TypeBank
AddressPO BOX 104, MORTON, IL 61550-0104
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 2, 2017
Property Address816 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number0000001930
Instrument DateJan 31, 2017
Instrument1930
Transaction TypeTransfer
Record UpdatedFeb 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 W JEFFERSON #14 MORTON IL 61550, 14, MORTON, IL 61550
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 816 Sedgegrass Dr was $6,174 with a homeowner's exemption, up 9.2% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,174.00 (+9.2%)$79,480 Land $13,240 Building $66,240$238,440 Land $39,720 Building $198,720
2024$5,654.00
2022$5,473.00$59,520 Land $9,920 Building $49,600$178,560 Land $29,760 Building $148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 Sedgegrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Sedgegrass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Mediacom Xtream
Fixed Wireless
100 / 20

May also be available: AT&T, Volo.net Internet+Tech.

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