824 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 824 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2025)
Tax Bill	$5,981 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-065`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-065`

Exterior

Lot Area	5,280 sqft (0.121 acres)

Location & Zoning

Street Address	824 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 207B SAWGRASS SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 1
Legal Lot Number	207B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

824 Sedgegrass Dr is owned and occupied by an individual who bought it in May 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN
May 10, 2017	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20256728
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 16, 2025
Property Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000006728
Map Reference	DOC 2003R21562
Instrument Date	May 13, 2025
Instrument	2025R06728
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	HOME TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000006729
Date	May 16, 2025
Instrument	2025R06729

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 1, 2019
Property Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000010196
Map Reference	DOC 2003R21562
Instrument Date	Jun 28, 2019
Instrument	2019R10196
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000010197
Date	Jul 1, 2019
Instrument	2019R10197

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate
Rate	4.37%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000004964
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SEDGEGRASS DR CHAMPAIGN IL 618222024, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000004964
Date	Apr 11, 2019
Instrument	4964

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	824 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000008561
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SEDGEGRASS DR CHAMPAIGN IL 618222024, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000008561
Date	May 17, 2017
Instrument	8561

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 16, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,690 Land $13,240 Building $70,450	$251,070 Land $39,720 Building $211,350
2024	$5,981.00
2022	$5,212.00 Homeowner's exemption	$62,680 Land $9,920 Building $52,760	$188,040 Land $29,760 Building $158,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 Sedgegrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Sedgegrass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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