822 Kooper Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 822 Kooper Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$271,475 (Oct 2020)
Tax Bill	$8,046 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-102-031`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-102-031`
Alternative APN	`28010102031 (CHECK DIGIT = 5)`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Account Number	28010102031
Street Address	822 KOOPER DR
City	CHATHAM
State	IL
Zip	62629-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 CARDINAL RIDGE 2ND ADDN (11,529 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	CARDINAL RIDGE 2ND ADD
Legal Lot Number	31
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 KOOPER DR, CHATHAM, IL 62629-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Construction Mortgage INB NA
Jun 18, 2020	Deed of Trust, Mortgage · Construction Mortgage INB NA
Oct 19, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	202029391
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	822 KOOPER DR, CHATHAM, IL 62629-5103
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14737
Date	Jun 18, 2020
Instrument	2020R14737

Lender

Name	INB NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	822 KOOPER DR, CHATHAM, IL 62629-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14737
Date	Jun 18, 2020
Instrument	2020R14737

Lender

Name	INB NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 19, 2020
Property Address	822 KOOPER DR, CHATHAM, IL 62629-5103
Document Number	2020R29391
Map Reference	DOC 2017R00938
Instrument Date	Sep 24, 2020
Instrument	2020R29391
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 STERN DR, 2304, BLOOMINGTON, IL 61704-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 KOOPER DR, CHATHAM, IL 62629-5103

Mortgage

Document Number	2020R29392
Date	Oct 19, 2020
Instrument	2020R29392

Lender

Name	HEARTLAND CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,046.00 (+18.69%)	$117,194 (+24.24%) Land $15,640 Building $101,554	$351,582 (+24.24%) Land $46,920 Building $304,662
2022	$6,779.00 Homeowner's exemption	$94,329 Land $12,589 Building $81,740	$282,987 Land $37,767 Building $245,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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