804 Kooper Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 804 Kooper Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$8,153 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-102-028`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-102-028`
Alternative APN	`28010102028 (CHECK DIGIT = 5)`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	28010102028
Street Address	804 KOOPER DR
City	CHATHAM
State	IL
Zip	62629-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 CARDINAL RIDGE 2ND ADDN (12,309 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	CARDINAL RIDGE 2ND ADD
Legal Lot Number	28
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	804 KOOPER DR, CHATHAM, IL 62629-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	804 KOOPER DR, CHATHAM, IL 62629-5103
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R07043
Date	Apr 4, 2022
Instrument	2022R07043

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 3, 2047

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	804 KOOPER DR, CHATHAM, IL 62629-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00768
Date	Jan 13, 2020
Instrument	2020R00768

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Oct 8, 2020

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 20, 2020
Property Address	804 KOOPER DR, CHATHAM, IL 62629-5103
Document Number	2020R11224
Map Reference	DOC 2017R00938
Instrument Date	May 7, 2020
Instrument	2020R11224
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 STERN DR, 2304, BLOOMINGTON, IL 61704-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	804 KOOPER DR, CHATHAM, IL 62629-5103

Mortgage

Document Number	2020R11225
Date	May 20, 2020
Instrument	2020R11225

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,153.00 (+18.66%)	$118,670 (+24.24%) Land $15,641 Building $103,029	$356,010 (+24.24%) Land $46,923 Building $309,087
2022	$6,871.00 Homeowner's exemption	$95,518 Land $12,590 Building $82,928	$286,554 Land $37,770 Building $248,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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