815 Kooper Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 815 Kooper Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Mar 2020)
Tax Bill	$8,507 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-102-023`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-102-023`
Alternative APN	`28010102023 (CHECK DIGIT = 4)`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	28010102023
Street Address	815 KOOPER DR
City	CHATHAM
State	IL
Zip	62629-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 CARDINAL RIDGE 2ND ADDN (10,003 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	CARDINAL RIDGE 2ND ADD
Legal Lot Number	23
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	3202

Owner

815 Kooper Dr is owned and occupied by an individual who bought it in March 2020.

Source: Sangamon County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	815 KOOPER DR, CHATHAM, IL 62629-5104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Construction Mortgage ILLINOIS NATIONAL BANK
Mar 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20204658
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	815 KOOPER DR, CHATHAM, IL 62629-5104
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R16613
Date	Aug 12, 2019
Instrument	2019R16613

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 5, 2020
Property Address	815 KOOPER DR, CHATHAM, IL 62629-5104
Document Number	2020R04658
Map Reference	DOC 2017R00938
Instrument Date	Feb 19, 2020
Instrument	2020R04658
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 KOOPER DR, CHATHAM, IL 62629-5104

Mortgage

Document Number	2020R04659
Date	Mar 5, 2020
Instrument	2020R04659

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 815 Kooper Dr was $8,507.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,507.00	$117,557 Land $15,660 Building $101,897	$352,671 Land $46,980 Building $305,691
2022	$7,262.00	$94,622 Land $12,605 Building $82,017	$283,866 Land $37,815 Building $246,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Kooper Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 815 Kooper Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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