805 Kooper Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 805 Kooper Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$253,450 (Apr 2021)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-102-025`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-102-025`
Alternative APN	`28010102025 (CHECK DIGIT = 0)`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	28010102025
Street Address	805 KOOPER DR
City	CHATHAM
State	IL
Zip	62629-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CARDINAL RIDGE 2ND ADDN (12,309 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	CARDINAL RIDGE 2ND ADD
Legal Lot Number	25
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	3202

Owner

Source: Sangamon County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 KOOPER DR, CHATHAM, IL 62629-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2020	Deed of Trust, Mortgage · Construction Mortgage INB NA
Apr 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	20219232
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000012992
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 16, 2026
Property Address	805 KOOPER DR, CHATHAM, IL 62629-5104
Document Number	0000012992
Instrument Date	Jul 8, 2026
Instrument	202612992
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 KOOPER DR, CHATHAM, IL 62629-5104

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	805 KOOPER DR, CHATHAM, IL 62629-5104
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R27418
Date	Oct 5, 2020
Instrument	2020R27418

Lender

Name	INB NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 6, 2021
Property Address	805 KOOPER DR, CHATHAM, IL 62629-5104
Document Number	2021R09232
Map Reference	DOC 2017R00938
Instrument Date	Mar 3, 2021
Instrument	2021R09232
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 STERN DR, 2304, BLOOMINGTON, IL 61704-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	805 KOOPER DR, CHATHAM, IL 62629-5104

Mortgage

Document Number	2021R09233
Date	Apr 6, 2021
Instrument	2021R09233

Lender

Name	HEARTLAND CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	1.88%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,483.00 (+18.8%)	$109,415 (+24.24%) Land $15,456 Building $93,959	$328,245 (+24.24%) Land $46,368 Building $281,877
2022	$6,299.00 Homeowner's exemption	$88,068 Land $12,441 Building $75,627	$264,204 Land $37,323 Building $226,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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