822 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 822 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	2,058 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$204,000 (2020)
Tax Bill	$2,328.00 (2025)

Owner

Source: Richland County records · APN 25911-18-08

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	822 DERBY DOWNS CT, ELGIN, SC 29045-7134
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Doc Number	202065046
Deed Book / Page	2555 / 2143
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 30, 2020
Property Address	822 DERBY DOWNS CT, ELGIN, SC 29045-7134
Document Number	2555/2143
Book / Page	002555 / 002143
Instrument Date	Nov 04, 2020
Instrument	65046
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	822 DERBY DOWNS CT ELGIN SC 290457134, ELGIN, SC 29045-7134

Mortgage

Document Number	2555/2147
Date	Nov 30, 2020
Book Page	002555/002147
Instrument	65047

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+14.29%)	$234,600 (+2,775%)	$258,900 (+26.91%) Land $36,000 Building $222,900
2023	$2,037.00 (+0.25%)	$8,160 (-)	$204,000 (-)
2021	$2,032.00	$8,160	$204,000 Land $31,500 Building $172,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25911-18-08`
Alternative APNs	`R25911-18-08` `02076354`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,058 sqft Heated Area
Gross Area	2,680 sqft Gross Area
1st Floor	842 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage
Porch Area	222 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02076354
Street Address	822 DERBY DOWNS CT
City	ELGIN
State	SC
Zip	29045-7134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 359 46X120X46X120 #SU JACOBS CREEK PH 11 #PR RB1874-2492 2086-1861
Legal Subdivision	JACOBS CREEK
Legal Lot Number	46,359
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	1
Census Block	1018
Census Tract	11425