1. Home
  2. South Carolina
  3. Elgin
  4. Derby Downs Ct

816 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 816 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,264 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
Garage360 sqft
Last Sale$4,794,656 (2022)
Tax Bill$8,704.00 (2025)

Owner

Source: Richland County records · APN 25911-18-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
MASSACHUSETTS MUTUAL LIFE INSURANCE CO
Nov 15, 2022Correction Deed
Nov 01, 2022Special Warranty Deed, Transfer
Sep 23, 2021Deed, Transfer
Aug 01, 2019Grant Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleNov 01, 2022 · Amount on Record
Deed Doc Number202262967
Deed Book / Page2795 / 2022
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address816 DERBY DOWNS CT, ELGIN, SC 29045-7134
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0028883497
DateDec 27, 2023
Book Page2888/3497
Instrument2023055279
Lender
NameMASSACHUSETTS MUTUAL LIFE INSURANCE CO
TypeInsurance Company
AddressHARTFORD, CT 06103
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionRICHLAND SC
Recording DateNov 15, 2022
Property Address816 DERBY DOWNS CT, ELGIN, SC 29045-7134
Document Number0027952022
Book / Page2795 / 2022
Map ReferenceMB 1874 PG 2492
Instrument DateNov 09, 2022
Instrument2022062967
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 PIEDMONT RD NE # 300, 300, ATLANTA, GA 30305-1717
InvestorPossibly a Property Investor

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRICHLAND SC
Recording DateNov 01, 2022
Property Address816 DERBY DOWNS CT, ELGIN, SC 29045-7134
Document Number0027922851
Book / Page2792 / 2851
Map ReferenceMB 1874 PG 2492
Instrument DateOct 31, 2022
Instrument2022060918
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$19,851.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 PIEDMONT RD NE # 11 # 300 # 11, 11-300, ATLANTA, GA 30305-1975
InvestorPossibly a Property Investor

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateSep 23, 2021
Property Address816 DERBY DOWNS CT, ELGIN, SC 29045-7134
Document Number0026682790
Book / Page2668 / 2790
Map ReferenceMB 1874 PG 2492
Instrument DateSep 20, 2021
Instrument2021063860
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$899.10
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 PIEDMONT RD NE BLDG 11 # 300 BLDG 11, 11, ATLANTA, GA 30305-1717
InvestorPossibly a Property Investor

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateAug 01, 2019
Property Address816 DERBY DOWNS CT, ELGIN, SC 29045-7134
Document Number2416/1494
Book / Page002416 / 001494
Instrument DateJul 15, 2019
Instrument57015
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$703.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 DERBY DOWNS CT ELGIN SC 290457134, ELGIN, SC 29045-7134

Mortgage

Document Number2416/1497
DateAug 01, 2019
Book Page002416/001497
Instrument57016
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,704.00 (-14.72%)$258,200 (+2,556.38%) Land $36,000 Building $222,200$258,200 (+6.26%) Land $36,000 Building $222,200
2023$10,206.00 (+433.23%)$9,720 (+27.89%)$243,000 (+27.89%)
2021$1,914.00$7,600$190,000 Land $31,500 Building $158,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25911-18-06
Alternative APNs
  • R25911-18-06
  • 02076336

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,264 sqft Heated Area
Gross Area2,824 sqft Gross Area
1st Floor952 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces1 Parking Spaces
Garage Area360 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02076336
Street Address816 DERBY DOWNS CT
CityELGIN
StateSC
Zip29045-7134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 357 46X120X46X120 #SU JACOBS CREEK PH 11 #PR RB 1874-2492 RB2086-1861
Legal SubdivisionJACOBS CREEK
Legal Lot Number46,357
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup1
Census Block1018
Census Tract11425

Nearby Properties on Derby Downs Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures