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825 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 825 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,264 sqft Heated Area
Lot Size5,520 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$289,900 (2025)
Tax Bill$2,497.00 (2025)

Owner

Source: Richland County records · APN 25911-17-09

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address825 DERBY DOWNS CT, ELGIN, SC 29045-7135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 22, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2025 · Amount on Record
Deed SaleApr 01, 2025 · Amount on Record
Prior SaleAug 11, 2021 · Amount on Record
Deed Doc Number202514388
Deed Book / Page3007 / 200
Record RefreshedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateAug 11, 2021
Property Address825 DERBY DOWNS CT, ELGIN, SC 29045-7135
Document Number0026531081
Book / Page2653 / 1081
Map ReferenceMB 1874 PG 2492
Instrument DateAug 06, 2021
Instrument2021053814
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$849.15
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15218 SUMMIT AVE # 300-13, 300, FONTANA, CA 92336-0239

Mortgage

Document Number2021053815
DateAug 11, 2021
Instrument2021053815
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address825 DERBY DOWNS CT, ELGIN, SC 29045-7135
Document Number2239/1066
Book / Page002239 / 001066
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedOct 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address825 DERBY DOWNS CT ELGIN SC 290457135, ELGIN, SC 29045-7135

Mortgage

Document Number2239/1066
DateAug 28, 2017
Book Page002239/001066
Instrument63756
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,497.00 (-68.63%)$9,180 (-)$255,100 (+11.15%) Land $36,000 Building $219,100
2023$7,961.00 (+354.14%)$9,180 (+34.41%)$229,500 (+34.37%)
2021$1,753.00$6,830$170,800 Land $31,500 Building $139,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25911-17-09
Alternative APNs
  • R25911-17-09
  • 02076247

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,264 sqft Heated Area
Gross Area2,824 sqft Gross Area
1st Floor952 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,520 sqft (0.126 acres)
Parking Spaces1 Parking Spaces
Garage Area360 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02076247
Street Address825 DERBY DOWNS CT
CityELGIN
StateSC
Zip29045-7135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 371 46X120X46X120 #SU JACOBS CREEK PH 11 #PR RB 1874-2492
Legal SubdivisionJACOBS CREEK
Legal Lot Number46,371
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup1
Census Block1018
Census Tract11425

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