Richland County property record for 815 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,076 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2025) |
| Tax Bill | $2,394.00 (2025) |
Source: Richland County records · APN 25911-17-05
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 DERBY DOWNS CT, ELGIN, SC 29045-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed, Transfer · Veterans Administration Mortgage NTFN INC |
| Feb 15, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage MOVEMENT MTG |
| Jan 19, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on Record |
| Deed Sale | Jun 10, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2022 · Amount on Record |
| Deed Doc Number | 202526697 |
| Deed Book / Page | 3027 / 2118 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 23, 2022 |
| Property Address | 815 DERBY DOWNS CT, ELGIN, SC 29045-7135 |
| Document Number | 0027821537 |
| Book / Page | 2782 / 1537 |
| Map Reference | MB 1874 PG 2492 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022053908 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 815 DERBY DOWNS CT, ELGIN, SC 29045-7135 |
| Document Number | 2022053910 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022053910 |
| Name | NTFN INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 15, 2019 |
| Property Address | 815 DERBY DOWNS CT, ELGIN, SC 29045-7135 |
| Document Number | 2372/0639 |
| Book / Page | 002372 / 000639 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 11215 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 815 DERBY DOWNS CT ELGIN SC 290457135, ELGIN, SC 29045-7135 |
| Document Number | 2372/0643 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 002372/000643 |
| Instrument | 11216 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 815 DERBY DOWNS CT, ELGIN, SC 29045-7135 |
| Document Number | 2188/1619 |
| Book / Page | 002188 / 001619 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 815 DERBY DOWNS CT ELGIN SC 290457135, ELGIN, SC 29045-7135 |
| Document Number | 2188/1619 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 002188/001619 |
| Instrument | 11679 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 (-12.66%) | $7,200 (-) | $242,400 (+34.67%) Land $36,000 Building $206,400 |
| 2023 | $2,741.00 (+49.7%) | $7,200 (-) | $180,000 (-) |
| 2021 | $1,831.00 | $7,200 | $180,000 Land $31,500 Building $148,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25911-17-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,076 sqft Heated Area |
| Gross Area | 2,698 sqft Gross Area |
| 1st Floor | 842 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Porch Area | 222 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02076201 |
|---|---|
| Street Address | 815 DERBY DOWNS CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-7135 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 375 46X119.8X45.9X119.8 #SU JACOBS CREEK PH11 #PR B2372-634 RB1874-2492 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 46,375 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 11425 |
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