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821 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 821 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage860 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
Last Sale$250,000 (2023)
Tax Bill$3,478.00 (2025)

Property Details

APN / Parcel Number

Primary APN77488
Alternative APN
  • 012630000101060120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Building Area860 sqft Heated Area
Gross Area1,010 sqft Gross Area
1st Floor860 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1982
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area100 sqft Shed
PorchEnclosed Porch
Porch Area90 sqft Porch
Utility Building60 sqft Utility Building

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number77488
Street Address821 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3347
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionST CLOUD PB B PG 34 BLK 106 LOTS 12 & 13 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD MULTI FAMILY LOT
Legal Tract1
Legal Block106
Legal Lot Number2,12-13 13
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3042
Census Tract43500

Owner

Source: Osceola County records · APN 77488

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2600 MICHIGAN AVE UNIT 450994, 450994, KISSIMMEE, FL 34745-7041
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Warranty Deed, Transfer
NOT AVAILABLE, ALL FL PROFESSIONAL TTL II L
Apr 22, 2021Special Warranty Deed, Transfer
SOUTHEAST PROF TITLE L, SOUTHEAST PROFESSIONAL TTL L
Jan 19, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 07, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
TD BK NA
Jul 26, 2018Warranty Deed, Transfer
STEWART TITLE
Aug 22, 2017Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleApr 22, 2021 · Amount on Record
Deed Doc Number2023028158
Deed Book / Page6369 / 1378
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 10, 2023
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0063691378
Book / Page6369 / 1378
Map ReferenceMB B PG 33
Instrument DateFeb 23, 2023
Instrument2023028158
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyNOT AVAILABLE, ALL FL PROFESSIONAL TTL II L

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2225 HIGHWAY A1A611, INDIAN HARBOUR BEACH, FL 32937

Transferred To (Grantee/Buyer)

NameVerified Name
Address2600 MICHIGAN AVE # 50994, 50994, KISSIMMEE, FL 34745-7001

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 22, 2021
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0059420381
Book / Page5942 / 381
Map ReferenceMB B PG 33&34
Instrument DateApr 16, 2021
Instrument2021061586
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanySOUTHEAST PROF TITLE L, SOUTHEAST PROFESSIONAL TTL L

Transaction

AmountAmount Recorded
Tax$1,442.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 701036, SAINT CLOUD, FL 34770-1036

Transferred To (Grantee/Buyer)

NameVerified Name
Address10661 BELFRY CIR, ORLANDO, FL 32832-6310

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2021
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0058722815
Book / Page5872 / 2815
Map ReferenceMB B PG 33&34
Instrument DateJan 13, 2021
Instrument2021007955
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address823 FLORIDA AVE, 823, SAINT CLOUD, FL 34769-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0054612446
Instrument DateJan 07, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address821-823 FLORIDA AVE ST CLOUD FL 347693347, ST CLOUD, FL 34769-3347

Mortgage

Document Number0054612446
DateJan 11, 2019
Book Page005461/002446
Instrument4384
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 10, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 26, 2018
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0053740203
Book / Page005374 / 000203
Instrument DateJul 24, 2018
Instrument114531
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address823 FLORIDA AVE ST CLOUD FL 347693347, ST CLOUD, FL 34769-3347

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 22, 2017
Property Address821 FLORIDA AVE, SAINT CLOUD, FL 34769-3347
Document Number0051981492
Book / Page5198 / 1492
Map ReferenceMB B PG33&34
Instrument DateAug 21, 2017
Instrument2017121820
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address601 LAKESHORE BLVD, 601, SAINT CLOUD, FL 34769-2454

Transferred To (Grantee/Buyer)

NameVerified Name
Address4628 DORAL PARK AVE, KISSIMMEE, FL 34758-2865

Mortgage

Document Number0051981493
DateAug 22, 2017
Instrument5198/1493
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,478.00 (+0.23%)$194,100 (-0.05%) Land $70,000 Building $124,100$194,100 (-0.05%) Land $70,000 Building $124,100
2024$3,470.00 (+17.51%)$194,200 (+4.75%) Land $70,000 Building $124,200$194,200 (+4.75%) Land $70,000 Building $124,200
2023$2,953.00 (+16.72%)$185,400 (+32.24%) Land $60,000 Building $125,400$185,400 (+32.24%) Land $60,000 Building $125,400
2022$2,530.00$140,200 Land $52,000 Building $88,200$140,200 Land $52,000 Building $88,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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