Osceola County property record for 815 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,822 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $46,500 (2009) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 77490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,822 sqft Heated Area |
| Gross Area | 3,054 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Upper Floors | 1,144 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 65 ft Depth x Width |
| Deck Area | 80 sqft Deck |
|---|---|
| Patio Area | 80 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 566 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77490 |
|---|---|
| Street Address | 815 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3300 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 106 LOTS 16, 17 & S 15 FT LOT 18 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 106 |
| Legal Lot Number | 2,16-18 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3042 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77490
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3800 5TH ST, SAINT CLOUD, FL 34769-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Sep 15, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Apr 08, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Apr 01, 2018 | Loan Modification, Mortgage FLORIDA CMNTY LN FND |
| Jul 01, 2017 | Loan Modification, Mortgage · Line of Credit FLORIDA CMNTY LN FND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2009 · Amount on Record |
| Deed Sale | Feb 25, 2009 · Amount on Record |
| Prior Sale | Nov 18, 2008 |
| Deed Doc Number | 0038030526 |
| Last Transfer Date | Sep 15, 2020 |
| Transfer Doc | 0057932242 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 815 FLORIDA AVE, SAINT CLOUD, FL 34769-3300 |
| Document Number | 0057932242 |
| Book / Page | 005793 / 002242 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 123001 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 08, 2020 |
| Property Address | 815 FLORIDA AVE, SAINT CLOUD, FL 34769-3300 |
| Document Number | 0057051477 |
| Book / Page | 005705 / 001477 |
| Instrument Date | Apr 08, 2020 |
| Instrument | 48521 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 815 FLORIDA AVE, SAINT CLOUD, FL 34769-3300 |
| Document Number | 0053792670 |
| Instrument Date | Apr 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 820 INDIANA AVE ST CLOUD FL 347693391, ST CLOUD, FL 34769-3391 |
| Document Number | 0053792670 |
|---|---|
| Date | Aug 06, 2018 |
| Book Page | 005379/002670 |
| Instrument | 119643 |
| Name | FLORIDA CMNTY LN FND |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Aug 05, 2019 |
| Rate | 4.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 815 FLORIDA AVE, SAINT CLOUD, FL 34769-3300 |
| Document Number | 0052151326 |
| Book / Page | 005215 / 001326 |
| Instrument Date | Jul 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0052151326 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 005215/001326 |
| Instrument | 138688 |
| Name | FLORIDA CMNTY LN FND |
|---|---|
| Type | Funding / Finance Company |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 28, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Additional exemption filed | $253,600 (+12.56%) Land $55,000 Building $198,600 | $253,600 (+12.56%) Land $55,000 Building $198,600 |
| 2023 | $4.00 Additional exemption filed | $225,300 (+12.26%) Land $50,000 Building $175,300 | $225,300 (+12.26%) Land $50,000 Building $175,300 |
| 2022 | $4.00 Additional exemption filed | $200,700 Land $45,000 Building $155,700 | $200,700 Land $45,000 Building $155,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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