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812 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 812 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,240 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$161,000 (2018)
Tax Bill$3,376.00 (2025)

Property Details

APN / Parcel Number

Primary APN77472
Alternative APN
  • 012630000101050070

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,240 sqft Heated Area
Gross Area1,816 sqft Gross Area
1st Floor1,128 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1997
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached - Unfinished Garage
Garage Area240 sqft Garage

Exterior Amenities

FenceFence
Deck Area288 sqft Deck
PorchEnclosed Porch
Porch Area560 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number77472
Street Address812 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3348
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 105 LOTS 7 & 8 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block105
Legal Lot Number2,7-8 8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1038
Census Tract43500

Owner

Source: Osceola County records · APN 77472

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address812 FLORIDA AVE, SAINT CLOUD, FL 34769-3348
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 18, 2018Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2018 · Amount on Record
Deed SaleApr 18, 2018 · Amount on Record
Prior SaleAug 17, 2006 · Amount on Record
Deed Doc Number2018061220
Deed Book / Page5319 / 0685
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address812 FLORIDA AVE, SAINT CLOUD, FL 34769-3348
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057701163
DateAug 07, 2020
Book Page5770/1163
Instrument2020103912
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateApr 18, 2018
Property Address812 FLORIDA AVE, SAINT CLOUD, FL 34769-3348
Document Number0053190685
Book / Page5319 / 0685
Map ReferenceMB B PG33&34
Instrument DateApr 16, 2018
Instrument2018061220
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,127.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address812 FLORIDA AVE, 812, SAINT CLOUD, FL 34769-3348

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 FLORIDA AVE, SAINT CLOUD, FL 34769-3348

Mortgage

Document Number2018061221
DateApr 18, 2018
Instrument2018061221
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,376.00 (+6.33%) Homeowner's exemption$231,541 (+5.99%)$260,300 (+9.65%) Land $46,800 Building $213,500
2023$3,175.00 (+3.66%) Homeowner's exemption$218,463 (+3%)$237,400 (+11.93%) Land $42,500 Building $194,900
2022$3,063.00 Homeowner's exemption$212,100 Land $35,100 Building $177,000$212,100 Land $35,100 Building $177,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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