820 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 820 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1975
Square Footage	1,128 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$898.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77474`
Alternative APN	`012630000101050120`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,128 sqft Heated Area
Gross Area	1,281 sqft Gross Area
1st Floor	1,128 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Masonry Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	150 ft x 46 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Porch	Finished/Screened Porch
Porch Area	153 sqft Porch
Utility Building	330 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77474
Street Address	820 FLORIDA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3348
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 105 LOTS 12 & S 21 FT LOT 11 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	105
Legal Lot Number	2,11-12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1038
Census Tract	43500

Owner

Source: Osceola County records · APN 77474

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 FLORIDA AVE, SAINT CLOUD, FL 34769-3348
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Deed Doc Number	2014020010
Deed Book / Page	4568 / 2487
Prior Transfer Date	Feb 11, 2014
Prior Transfer Doc	2014020010
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+9.25%) Homeowner's exemption	$93,069 (+5.99%)	$233,500 (+18.35%) Land $46,800 Building $186,700
2023	$822.00 (+5.79%) Homeowner's exemption	$87,813 (+3%)	$197,300 (+16.95%) Land $34,000 Building $163,300
2022	$777.00 Homeowner's exemption	$85,256	$168,700 Land $30,600 Building $138,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.