813 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 813 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3,028 sqft · built 2014
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual on Record
Tax Bill	$15 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1G-3808-4002-02600-000`

Property Details

APN / Parcel Number

Primary APN	`1G-3808-4002-02600-000`
Alternative APNs	`000000157862` `000000260402`

Interior

Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	3,398 sqft
2nd Floor Area	12,057 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	125 sqft
Patio Area	1,212 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	000000260402
Old Parcel Number	1G3808400202600000
Street Address	813 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #4 BLOCK 2 LOT 26 0.186 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #4
Legal Tract	26
Legal Block	2
Legal Lot Number	26
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	813 CARDIFF, CIBOLO, TX 78108-3912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · VA Mortgage V I P INDEPENDENT MORTGAGE INC
Mar 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021
Deed Sale	Aug 5, 2021
Prior Sale	Mar 12, 2021
Deed Document Number	202199027175
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 5, 2021
Property Address	813 CARDIFF, CIBOLO, TX 78108-3912
Document Number	0099027175
Map Reference	VOL 8 PG 330
Instrument Date	Aug 4, 2021
Instrument	202199027175
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CARDCLIFF, CIBOLO, TX 78108

Mortgage

Document Number	0099027176
Date	Aug 5, 2021
Instrument	202199027176

Lender

Name	V I P INDEPENDENT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Mar 12, 2021
Property Address	813 CARDIFF, CIBOLO, TX 78108-3912
Document Number	0099008308
Map Reference	VOL 8 PG 330
Instrument Date	Dec 22, 2020
Instrument	202199008308
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2056 SUNDANCE PKWY APT 2212, 2212, NEW BRAUNFELS, TX 78130-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CARDIFF, CIBOLO, TX 78108-3912

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,161 (-13.26%) Land $46,271 Building $383,890	$430,161 (-13.26%) Land $46,271 Building $383,890
2023	$15.00 (-99.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$495,925 Land $74,865 Building $421,060	$495,925 Land $74,865 Building $421,060
2022	$8,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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