821 Alligator Loop Rd, Merritt, NC 28556 Property Records

Pamlico County property record for 821 Alligator Loop Rd, Merritt, NC 28556

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,854 sqft · built 1991
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2018)
Tax Bill	$2,514 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`I05-50`

Property Details

APN / Parcel Number

Primary APN	`I05-50`
Alternative APNs	`6570964123000` `32932`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,854 sqft Finished Area
Sunroom	Sunroom
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	343 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	32932
Street Address	821 ALLIGATOR LOOP RD
City	MERRITT
State	NC
Zip	28556-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SIDE SR 1334 PCA 60-2 0009005 6570964123000
Jurisdiction	PAMLICO NC
Township / Civil Division	3
Census Block Group	2
Census Block	2041
Census Tract	950202

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	821 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2018	Deed of Trust, Mortgage RESOURCE FIN SVCS INC
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Apr 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	0000636384
Deed Book / Page	636 / 384
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	821 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000691/766
Date	Dec 6, 2021
Book Page	691/766

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	821 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000636/0000000387
Date	Apr 19, 2018
Book Page	0000000636/0000000387

Lender

Name	RESOURCE FIN SVCS INC

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	821 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	657/219
Date	Jan 22, 2020
Book Page	657/219

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 19, 2018
Property Address	821 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Document Number	636/384
Book / Page	636 / 384
Instrument Date	Apr 16, 2018
Instrument	002547010003
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 SCHOOLEY RD, HARDING, PA 18643-2910

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,514.00	$372,481 Land $17,512 Building $354,969	$372,481 Land $17,512 Building $354,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	886 (1983–2021)
Claims Outside the SFHA	26 of 886
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 222 claims Hurricane Irene, Aug 2011 · 310 claims Hurricane Isabel, Sep 2003 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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