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838 Alligator Loop Rd, Merritt, NC 28556 Property Records

Pamlico County property record for 838 Alligator Loop Rd, Merritt, NC 28556

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1996
Lot Size3.36 acres (146,362 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Nov 2005)
Tax Bill$1,080 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone AE (high risk)
APNI05-23-9

Property Details

APN / Parcel Number

Primary APNI05-23-9
Alternative APNs
  • 6570859834000
  • 25716

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,936 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area146,362 sqft (3.36 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area132 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number25716
Street Address838 ALLIGATOR LOOP RD
CityMERRITT
StateNC
Zip28556-9644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/S SR 1334 LOT 9 CHARLES ALEXANDER S 6570859834000
Legal SubdivisionCHARLES ALEXANDER SEC 03
Legal Lot Number9
JurisdictionPAMLICO NC
Township / Civil Division3
Census Block Group2
Census Block2043
Census Tract950202

Owner

Source: Pamlico County records, as of August 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address838 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 24, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2005 · Amount on Record
Deed SaleNov 29, 2005 · Amount on Record
Prior SaleMar 22, 2000 · Amount on Record
Deed Book / Page458 / 811
Last Transfer DateAug 4, 2020
Transfer Doc666/25
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAMLICO NC
Property Address838 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number670/196
DateOct 30, 2020
Book Page670/196
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2030

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPAMLICO NC
Recording DateAug 24, 2020
Property Address838 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644
Document Number666/25
Book / Page666 / 25
Map ReferenceCAB A SL 74-4
Instrument DateAug 4, 2020
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address838 ALLIGATOR LOOP RD, MERRITT, NC 28556-9644

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,080.00 (+3.05%)$155,399 (-) Land $20,146 Building $135,253$155,399 (-) Land $20,146 Building $135,253
2023$1,048.00$155,399 Land $20,146 Building $135,253$155,399 Land $20,146 Building $135,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies220 in force
Nearby Flood Claims886 (1983–2021)
Claims Outside the SFHA26 of 886
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 222 claims
  • Hurricane Irene, Aug 2011 · 310 claims
  • Hurricane Isabel, Sep 2003 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 94% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAMLICO COUNTY WATER
serves 19,665 people · EPA ID NC0469025
Water SourceGroundwater
Last State InspectionNov 2024
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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