780 Alligator Loop Rd, Merritt, NC 28556 Property Records

Pamlico County property record for 780 Alligator Loop Rd, Merritt, NC 28556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1996
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2021)
Tax Bill	$730 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`I05-23-7`

Property Details

APN / Parcel Number

Primary APN	`I05-23-7`
Alternative APNs	`6570868259000` `25452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Finished Area

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	25452
Street Address	780 ALLIGATOR LOOP RD
City	MERRITT
State	NC
Zip	28556-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/S SR 1334 0002403 6570868259000
Jurisdiction	PAMLICO NC
Township / Civil Division	3
Census Block Group	2
Census Block	2043
Census Tract	950202

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	780 ALLIGATOR LOOP RD, MERRITT, NC 28556-9586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Dec 28, 2005 · Amount on Record
Deed Document Number	0000685920
Deed Book / Page	685 / 920
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Aug 24, 2021
Property Address	780 ALLIGATOR LOOP RD, MERRITT, NC 28556-9586
Document Number	685/920
Book / Page	685 / 920
Map Reference	CAB A SL 74-4
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 395, GRANTSBORO, NC 28529-0395

Mortgage

Document Number	685923
Date	Aug 24, 2021
Instrument	685/923

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	780 ALLIGATOR LOOP RD, MERRITT, NC 28556-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	668/847
Date	Oct 7, 2020
Book Page	668/847

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	780 ALLIGATOR LOOP RD, MERRITT, NC 28556-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 ALLIGATOR LOOP RD, MERRITT, NC 28556-9586

Mortgage

Document Number	671/611
Date	Nov 25, 2020
Book Page	671/611

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$730.00	$108,241 Land $17,850 Building $90,391	$108,241 Land $17,850 Building $90,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 220 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	886 (1983–2021)
Claims Outside the SFHA	26 of 886
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 222 claims Hurricane Irene, Aug 2011 · 310 claims Hurricane Isabel, Sep 2003 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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