Pamlico County property record for 616 Alligator Loop Rd, Merritt, NC 28556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,988 sqft · built 1994 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $960 (2023) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | I05-23-3 |
| Primary APN | I05-23-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,988 sqft Finished Area |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Material | Composition Shingle |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Deck Area | 224 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 6090 |
|---|---|
| Street Address | 616 ALLIGATOR LOOP RD |
| City | MERRITT |
| State | NC |
| Zip | 28556-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 ALEXANDER SUB SR 1334 0002402 6570866949000 |
| Legal Subdivision | ALEXANDER SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950202 |
616 Alligator Loop Rd is owned and occupied by two individuals who acquired it in November 2004.
Source: Pamlico County records, as of March 4, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 ALLIGATOR LOOP RD, MERRITT, NC 28556-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2004 |
| Deed Sale | Nov 24, 2004 |
| Deed Document Number | 0000435671 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 616 ALLIGATOR LOOP RD, MERRITT, NC 28556-9656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 656/346 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 656/346 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $960.00 | $142,235 Land $15,272 Building $126,963 | $142,235 Land $15,272 Building $126,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Alligator Loop Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 220 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 220 in force |
| Nearby Flood Claims | 886 (1983–2021) |
| Claims Outside the SFHA | 26 of 886 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Alligator Loop Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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