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  5. Ruby Valley Rd

8208 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8208 Ruby Valley Rd, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage3,246 sqft Heated Area
Lot Size7,966 sqft (0.182 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2018)
Tax Bill$6,412.00 (2023)

Owner

Source: Mecklenburg County records · APN 229-164-19

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRVIEW HOME MORTGAGE LLC
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIRECT HM LNS
May 15, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRVIEW HOME MORTGAGE LLC
Aug 17, 2018Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Prior SaleAug 17, 2018 · Amount on Record
Deed Doc Number0000104608
Deed Book / Page32912 / 136
Last Transfer DateMay 15, 2019
Transfer Doc0000058670
Record RefreshedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024091
DateFeb 08, 2021
Book Page35647/361
Instrument2021024091
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028198
DateFeb 28, 2020
Book Page34323/452
Instrument2020028198
Lender
NameFAIRVIEW HOME MORTGAGE LLC
TypeNon-Lending Institution
AddressCHARLOTTE, NC 28226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000114756
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8208 RUBY VALLEY RD CHARLOTTE NC 282773850, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000114756
DateJul 27, 2020
Book Page034853/000754
Instrument114756
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 26, 2040

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 15, 2019
Property Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000058670
Book / Page33509 / 759
Map ReferenceMB 49 PG 93
Instrument DateMay 10, 2019
Instrument2019058670
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000058671
DateMay 15, 2019
Instrument2019058671
Lender
NameFAIRVIEW HOME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 17, 2018
Property Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000104608
Book / Page32912 / 136
Map ReferenceMAP49 PG93 SH1
Instrument DateAug 17, 2018
Instrument2018104608
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12025 BRIDGEVIEW LN, 12025, CHARLOTTE, NC 28277-3113

Transferred To (Grantee/Buyer)

NameVerified Name
Address8208 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000104609
DateAug 17, 2018
Instrument2018104609
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN229-164-19

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,246 sqft Heated Area
Gross Area4,038 sqft Gross Area
1st Floor1,593 sqft 1st Floor
Upper Floors1,737 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,966 sqft (0.182 acres)
Garage Area400 sqft Garage
Porch1 Porch
Porch Area308 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number229-164-19
Street Address8208 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL138 M49-93
Legal SubdivisionCATO WEST PH 02 MAP 01 SHEET 0
Legal Lot Number138
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1000
Census Tract5845

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