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8220 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8220 Ruby Valley Rd, Charlotte, NC 28277 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage3,592 sqft Living Area
Lot Size7,971 sqft (0.183 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2026)
Tax Bill$5,509.00 (2025)

Owner

Source: Mecklenburg County records · APN 229-164-16

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8220 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2026 · Amount on Record
Deed SaleAug 03, 2026 · Amount on Record
Prior SaleOct 11, 2010 · Amount on Record
Deed Doc Number202683089
Deed Book / Page40620 / 876
Record RefreshedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 03, 2026
Property Address8220 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000083089
Book / Page40620 / 876
Instrument DateAug 03, 2026
Instrument202683089
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$153,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8220 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000083090,
DateAug 03, 2026
Instrument202683090
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8220 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054022
DateMar 19, 2021
Book Page35825/259
Instrument2021054022
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8220 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000167077
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyNOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8220 RUBY VALLEY RD CHARLOTTE NC 282773850, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000167077
DateDec 06, 2019
Book Page034102/000051
Instrument167077
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 05, 2034

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,509.00 (+1.62%)$695,700 Land $150,000 Building $545,700$695,700 Land $150,000 Building $545,700
2024$5,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN229-164-16

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,592 sqft Living Area
1st Floor1,565 sqft 1st Floor
Upper Floors2,027 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area7,971 sqft (0.183 acres)
Garage Area462 sqft Garage
Patio Area144 sqft Patio
Porch Area133 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address8220 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL141 M49-93
Legal SubdivisionCATO WEST PH 2 MAP I SHEET I
Legal Block4
Legal Lot Number141
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1000
Census Tract5845

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