8204 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8204 Ruby Valley Rd, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2011
Square Footage3,404 sqft Heated Area
Lot Size8,945 sqft (0.205 acres)
OccupancyOwner Occupied
Last Sale$317,000 (2012)
Tax Bill$6,390.00 (2023)

Property Details

APN / Parcel Number

Primary APN229-164-20

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,404 sqft Heated Area
Gross Area3,626 sqft Gross Area
1st Floor1,380 sqft 1st Floor
Upper Floors1,774 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,945 sqft (0.205 acres)
Garage Area400 sqft Garage
Patio Area120 sqft Patio
Porch1 Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number229-164-20
Street Address8204 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL137 M49-93
Legal SubdivisionCATO WEST PH 02 MAP 01 SHEET 0
Legal Lot Number137
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1000
Census Tract5845

Owner

Source: Mecklenburg County records · APN 229-164-20

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8204 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
BANK OF AMERICA NA
Apr 13, 2018Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2012 · Amount on Record
Deed SaleJan 23, 2012 · Amount on Record
Deed Doc Number0027045781
Deed Book / Page27045 / 781
Record RefreshedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8204 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094500
DateSep 17, 2025
Book Page39864/686
Instrument2025094500
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8204 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044254
DateApr 13, 2018
Book Page32601/331
Instrument2018044254
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term120 Months
DueApr 05, 2028

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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