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8203 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8203 Ruby Valley Rd, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2011
Square Footage2,918 sqft Heated Area
Lot Size12,714 sqft (0.291 acres)
OccupancyOwner Occupied
Last Sale$283,000 (2012)
Tax Bill$5,830.00 (2023)

Owner

Source: Mecklenburg County records · APN 229-165-01

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8203 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Sep 26, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 25, 2019Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
EAGLE HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2012 · Amount on Record
Deed SaleMar 06, 2012 · Amount on Record
Deed Doc Number0027164170
Deed Book / Page27164 / 0170
Record RefreshedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8203 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017390
DateFeb 02, 2022
Book Page37026/356
Instrument2022017390
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8203 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101282
DateJul 27, 2017
Book Page31998/761
Instrument2017101282
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8203 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128600
DateSep 26, 2019
Book Page33886/066
Instrument2019128600
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateSep 25, 2019
Property Address8203 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000127702
Book / Page033881 / 000433
Instrument DateSep 25, 2019
Instrument127702
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14240 LITTLE PINE DR HUNTERSVILLE NC 28078, HUNTERSVILLE, NC 28078

Mortgage

Document Number127703
DateSep 25, 2019
Book Page033881/000435
Instrument127703
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN229-165-01

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,918 sqft Heated Area
Gross Area3,367 sqft Gross Area
1st Floor1,268 sqft 1st Floor
Upper Floors1,650 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area12,714 sqft (0.291 acres)
Garage Area400 sqft Garage
Patio Area120 sqft Patio
Porch1 Porch
Porch Area49 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number229-165-01
Street Address8203 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL129 M49-93
Legal SubdivisionCATO WEST PH 02 MAP 01 SHEET 0
Legal Lot Number129
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1002
Census Tract5845

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