8205 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8205 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,059 sqft · built 1993
Lot Size	7.1 acres (309,276 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2018)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-20-100-007`

Property Details

APN / Parcel Number

Primary APN	`10-20-100-007`

Interior

Full Baths	2 Baths
Building Area	2,059 sqft Living Area
1st Floor Area	2,059 sqft
Basement Area	2,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Lot Area	309,276 sqft (7.1 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8205 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	A PARCEL OF LAND BEG 315 FT N OF W 1/4 COR OF SEC TH N 235 FT TH S 89 DEG 50 MIN 10 SEC E 1317.3 FT TH S 0 DEG 13 MIN 09 SEC
Legal Range	05E
Legal Township	06N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2003
Census Tract	12801

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8205 DUFFIELD RD, GAINES, MI 48436-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · ARM DORT FCU
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage DORT FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Feb 4, 2009 · Amount on Record
Deed Document Number	201878874
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0000005571
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8205 DUFFIELD RD, GAINES, MI 48436-9624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050961
Date	Jul 25, 2019
Instrument	201907250050961

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Margin	2
Max Rate	8.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 27, 2018
Property Address	8205 DUFFIELD RD, GAINES, MI 48436-9624
Document Number	0000078874
Instrument Date	Jul 18, 2018
Instrument	78874
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12537 NEW LOTHROP RD BYRON MI 484189783, BYRON, MI 48418-9783

Mortgage

Document Number	79079
Date	Jul 27, 2018
Instrument	79079

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (-65.78%) Homeowner's exemption	$210,200 (+9.88%)	$420,400 (+9.88%)
2024	$5,809.00 (+46.36%)
2023		$191,300	$382,600
2019	$3,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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