8181 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8181 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,010 sqft · built 1994
Lot Size2.12 acres (92,347 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Sep 2022)
Tax Bill$2,473 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN10-20-100-018

Property Details

APN / Parcel Number

Primary APN10-20-100-018

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,010 sqft Living Area
1st Floor Area1,340 sqft
Basement Area1,340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area92,347 sqft (2.12 acres)
Garage Area1,560 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8181 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionA PARCEL OF LAND BEG N 785 FT FROM W 1/4 COR OF SEC TH CONT N 185 FT TH S 89 DEG 50 MIN 10 SEC E 500 FT TH S 185 FT TH N 89
Legal Range05E
Legal Township06N
Legal Section20
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2003
Census Tract12801

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8181 DUFFIELD RD, GAINES, MI 48436-9655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 7, 2022Warranty Deed, Transfer
INTERSTATE TITLE, INTERSTATE TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleDec 3, 2003 · Amount on Record
Deed Document Number202260307
Prior Transfer DateAug 15, 2022
Prior Transfer Doc0000060307
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address8181 DUFFIELD RD, GAINES, MI 48436-9655
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7116 BRITTWOOD LN, FLINT, MI 48507-4622

Mortgage

Document Number0000058696
DateAug 26, 2022
Instrument202208260058696
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 7, 2022
Property Address8181 DUFFIELD RD, GAINES, MI 48436-9655
Document Number0000060307
Instrument DateAug 15, 2022
Instrument202209070060307
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyINTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8181 DUFFIELD RD, 8181, GAINES, MI 48436-9655

Transferred To (Grantee/Buyer)

NameVerified Name
Address7116 BRITTWOOD LN, FLINT, MI 48507-4622

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,473.00 (-65.98%) Homeowner's exemption$216,100 (+6.77%)$432,200 (+6.77%)
2024$7,269.00 (+112.73%)
2023$202,400$404,800
2019$3,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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