8220 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8220 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 805 sqft · built 1940
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Jun 2023)
Tax Bill$2,183 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-19-200-019

Property Details

APN / Parcel Number

Primary APN10-19-200-019

Interior

Full Baths1 Bath
Stories1 Story
Building Area805 sqft Living Area
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Foundation TypeRaised
Lot Area32,670 sqft (0.75 acres)
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8220 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionN 115 FT OF S 330 FT OF E 264 FT OF SE 1/4 OF NE 1/4 SEC 19 T6N R5E
Legal Range05E
Legal Township06N
Legal Section19
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2004
Census Tract12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8220 DUFFIELD RD, GAINES, MI 48436-9624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · FHA Mortgage
LEGACY MORTGAGE
Sep 5, 2017Warranty Deed, Transfer · Conventional Mortgage
PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleSep 5, 2017 · Amount on Record
Deed Document Number202336957
Prior Transfer DateSep 22, 2010
Prior Transfer Doc0000072986
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJun 16, 2023
Property Address8220 DUFFIELD RD, GAINES, MI 48436-9624
Document Number0000036957
Instrument DateJun 12, 2023
Instrument202306160036957
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyBELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8220 DUFFIELD RD, GAINES, MI 48436-9624

Transferred To (Grantee/Buyer)

NameVerified Name
Address8220 DUFFIELD RD, GAINES, MI 48436-9624

Mortgage

Document Number0000036958
DateJun 16, 2023
Instrument202306160036958
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 5, 2017
Property Address8220 DUFFIELD RD, GAINES, MI 48436-9624
Document Number201709050057893
Instrument DateAug 10, 2017
Instrument201709050057893
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$692.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8220 DUFFIELD RD, 8220, GAINES, MI 48436-9624

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 W VINEWOOD ST, DURAND, MI 48429-1648

Mortgage

Document Number0000057894
DateSep 5, 2017
Instrument201709050057894
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,000 (+7.74%) Land $13,100 Building $50,900$128,000 (+7.74%) Land $26,200 Building $101,800
2025$2,183.00 (+0.97%) Homeowner's exemption$59,400 (+16.7%)$118,800 (+16.7%)
2024$2,162.00 (+80.17%)
2023$50,900 (+12.36%)$101,800 (+12.36%)
2022$45,300$90,600
2019$1,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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