Monroe County property record for 820 Windsor Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 753 sqft · built 1928 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Mar 2013) |
| Tax Bill | $6,796 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00019450-000000 |
| Primary APN | 00019450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 753 sqft Living Area |
| 1st Floor Area | 753 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,000 sqft (0.046 acres) |
| Lot Dimensions | 50 ft deep x 40 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 437 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1020133 |
|---|---|
| Street Address | 820 WINDSOR LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT OF TR 5 D3-392 OR865-2187 OR879-349 OR888-199 OR974-630 OR1171-441 OR1282-204/05 OR1281-901/03 OR2618-1924/25 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST TR 05 |
| Legal Tract | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 716 LOVE LN, KEY WEST, FL 33040-6830 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2013 · Amount on Record |
| Deed Sale | Mar 19, 2013 · Amount on Record |
| Prior Sale | Nov 1, 1993 · Amount on Record |
| Deed Document Number | 20131925106 |
| Deed Book / Page | 2618 / 1924 |
| Prior Transfer Date | Nov 16, 1993 |
| Prior Transfer Doc | 1281000901 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097,157 (+6.37%) Land $847,440 Building $249,717 | $1,097,157 (+6.37%) Land $847,440 Building $249,717 | |
| 2024 | $6,796.00 (+5.46%) | ||
| 2023 | $6,444.00 (+21.95%) | $1,031,469 (+38.46%) Land $802,500 Building $228,969 | $1,031,469 (+38.46%) Land $802,500 Building $228,969 |
| 2022 | $5,284.00 | $744,944 Land $513,600 Building $231,344 | $744,944 Land $513,600 Building $231,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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