812 Windsor Ln, Key West, FL 33040 Property Records

Monroe County property record for 812 Windsor Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,892 sqft · built 1933
Lot Size	0.134 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jun 2018)
Tax Bill	$16,809 (2024)
Deeds & Mortgages	Jun 2018 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00019390-000000`

Property Details

APN / Parcel Number

Primary APN	`00019390-000000`
Alternative APNs	`01010100019390000000` `1020079`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Attic	Attic
Attic Area	442 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,880 sqft (0.134 acres)

Exterior Amenities

Pool Area	126 sqft
Porch	Open Porch
Porch Area	724 sqft
Patio Area	1,223 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1020079
Old Parcel Number	01010100019390000000
Street Address	812 WINDSOR LN
City	KEY WEST
State	FL
Zip	33040-6447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT OF TR 5 M-394 Z-191 B3-63 B4-57 OR832-839/40 OR847-2173 OR1081-1133 OR1115-819/21 OR1630-940 OR1877-1003/04
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST TR 05
Legal Tract	5
Legal Block	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HAWTHORNE ST, ROCHESTER, NY 14610-1722
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2017	Warranty Deed, Transfer · ARM BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	2171582
Deed Book / Page	2909 / 1098
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 1, 2018
Property Address	812 WINDSOR LN, KEY WEST, FL 33040-6447
Document Number	0029091098
Book / Page	002909 / 001098
Instrument Date	May 31, 2018
Instrument	2171582
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 WINDSOR LN KEY WEST FL 330406447, KEY WEST, FL 33040-6447

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2017
Property Address	812 WINDSOR LN, KEY WEST, FL 33040-6447
Document Number	0028580603
Book / Page	2858 / 0603
Instrument Date	May 17, 2017
Instrument	2126187
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 RICHMOND DR, 47, OLD GREENWICH, CT 06870-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 591, SHELTER ISLAND, NY 11964-0591

Mortgage

Document Number	0002126188
Date	Jun 7, 2017
Instrument	2126188

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,455,630 (+5.16%) Land $1,560,082 Building $895,548	$2,455,630 (+5.16%) Land $1,560,082 Building $895,548
2024	$16,809.00 (+5.58%)
2023	$15,921.00 (+20.26%)	$2,335,115 (+34.45%) Land $1,477,350 Building $857,765	$2,335,115 (+34.45%) Land $1,477,350 Building $857,765
2022	$13,239.00	$1,736,774 Land $945,504 Building $791,270	$1,736,774 Land $945,504 Building $791,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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