Monroe County property record for 808 Windsor Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,092 sqft · built 1944 |
| Lot Size | 0.208 acres (9,075 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,400,000 (Apr 2018) |
| Tax Bill | $18,833 (2024) |
| Deeds & Mortgages | Jun 2021 Transfer Apr 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00019360-000000 |
| Primary APN | 00019360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| 1st Floor Area | 3,092 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,075 sqft (0.208 acres) |
| Pool Area | 324 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 508 sqft |
| Deck Area | 68 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1020044 |
|---|---|
| Street Address | 808 WINDSOR LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT OF TR 5 G55-508/09 D3-230 OR396-860/61 OR793-937 OR905-1256/58 OR961-239 OR963-1608/11 OR1424-2281/87 OR1634-1128 OR1995-57/58 OR1995-59 OR2031-1910/11 OR2035-2163/64 OR2269-745 OR2269-746 OR2269-747 OR2269-748 OR2235-396/97 OR2265-798 OR2265-8 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | ISLAND OF KEY WEST |
| Legal Tract | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
808 Windsor Ln is owner-occupied and held in a trust since May 2021.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 808 WINDSOR LN, KEY WEST, FL 33040-6447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 1, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 3, 2018 | Warranty Deed, Transfer · ARM CENTENNIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on File |
| Deed Sale | Apr 3, 2018 · Amount on File |
| Prior Sale | May 15, 2008 |
| Deed Document Number | 20182162443 |
| Deed Book / Page | 2899 / 610 |
| Last Transfer Date | May 20, 2021 |
| Transfer Doc | 0031011896 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 808 WINDSOR LN, KEY WEST, FL 33040-6447 |
| Document Number | 0031011896 |
| Book / Page | 3101 / 1896 |
| Instrument Date | May 20, 2021 |
| Instrument | 2322615 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 808 WINDSOR LN, KEY WEST, FL 33040-6447 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 808 WINDSOR LN, KEY WEST, FL 33040-6447 |
| Document Number | 0028990610 |
| Book / Page | 2899 / 0610 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2162443 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | LONG AND WINDING RD, GARRISON, NY 10524 |
| Name | Verified Name |
|---|---|
| Address | 808 WINDSOR LN, KEY WEST, FL 33040-6447 |
| Document Number | 2162444 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2162444 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 3.75% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,336,073 | $3,804,967 Land $2,012,472 Building $1,792,495 | |
| 2024 | $18,833.00 (+1.52%) | ||
| 2023 | $18,551.00 (+4.41%) Homeowner's exemption | $2,204,114 (+3%) | $3,621,003 (+30.73%) Land $1,905,750 Building $1,715,253 |
| 2022 | $17,768.00 Homeowner's exemption | $2,139,917 | $2,769,937 Land $1,219,680 Building $1,550,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 808 Windsor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 808 Windsor Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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