826 Windsor Ln, Key West, FL 33040 Property Records

Monroe County property record for 826 Windsor Ln, Key West, FL 33040

Property Summary

Property Type	Triplex
Details	6 bd · 2 ba · 2,314 sqft · built 1958
Lot Size	0.078 acres (3,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Jan 2024)
Tax Bill	$11,755 (2024)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00019520-000300`

Property Details

APN / Parcel Number

Primary APN	`00019520-000300`
Alternative APN	`9104331`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	862 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2010
Architectural Style	Triplex
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,408 sqft (0.078 acres)
Porch	Open Porch
Total Buildings	2 Buildings

Location & Zoning

Account Number	9104331
Street Address	826 WINDSOR LN
City	KEY WEST
State	FL
Zip	33040-6448
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	KW PT OF TR 5 OR1238-1197 OR1288-688C OR2067-1465DEC OR2078-298 OR2078-331 OR2081-952 OR2410-104 OR2529-2096C/T OR2555-1512 OR2673-1467C OR2673-1470C OR2673-1473C OR2773-1940C/T OR2800-487 OR2800-488 OR2800-884 OR2922-1746QC OR2922-1748(TERMINATION A
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	WINDSOR GARDENS
Legal Tract	5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 WINDSOR LN, KEY WEST, FL 33040-6448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · Line of Credit SAVAGE KW PROPERTIES INC A FLORID
Dec 14, 2018	Correction Deed, Mortgage · Line of Credit FIRST ST BK
Oct 22, 2018	Correction Deed, Mortgage · Line of Credit FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	20242447459
Deed Book / Page	3258 / 565
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0028000487
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2024
Property Address	826 WINDSOR LN, KEY WEST, FL 33040-6448
Document Number	0032580565
Book / Page	3258 / 565
Instrument Date	Jan 10, 2024
Instrument	2447459
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 WEXFORD DR N, PALM HARBOR, FL 34683-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 WINDSOR LN, KEY WEST, FL 33040-6448

Mortgage

Document Number	0002447460
Date	Jan 10, 2024
Instrument	2447460

Lender

Name	SAVAGE KW PROPERTIES INC A FLORID
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2054

Mortgage

Document Number	0032580567
Date	Jan 10, 2024
Book Page	3258/567
Instrument	2447460

Lender

Name	SAVAGE KW PROPERTIES INC A FLORID
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2054

December 2018: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Dec 14, 2018
Property Address	826 WINDSOR LN, KEY WEST, FL 33040-6448
Document Number	0029401029
Book / Page	002940 / 001029
Instrument Date	Aug 17, 2018
Instrument	2198305
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	826-828 WINDSOR LN KEY WEST FL 330406448, KEY WEST, FL 33040-6448

Mortgage

Document Number	29401029
Date	Dec 14, 2018
Book Page	002940/001029
Instrument	2198305

Lender

Name	FIRST ST BK
Type	Bank
Address	1201 SIMONTON ST, KEY WEST, FL 33040-3111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 13, 2023

Interest

Rate Type	Adjustable Rate

October 2018: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Oct 22, 2018
Property Address	826 WINDSOR LN, KEY WEST, FL 33040-6448
Document Number	0029321814
Book / Page	002932 / 001814
Instrument Date	Aug 17, 2018
Instrument	2191481
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	826-828 WINDSOR LN KEY WEST FL 330406448, KEY WEST, FL 33040-6448

Mortgage

Document Number	29321814
Date	Oct 22, 2018
Book Page	002932/001814
Instrument	2191481

Lender

Name	FIRST ST BK
Type	Bank
Address	1201 SIMONTON ST, KEY WEST, FL 33040-3111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 21, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,470,645 (+2.96%) Land $1,011,793 Building $458,852	$1,470,645 (+2.96%) Land $1,011,793 Building $458,852
2024	$11,755.00 (+4.36%)
2023	$11,264.00 (+16.74%)	$1,428,308 (+29.47%) Land $990,859 Building $437,449	$1,428,308 (+29.47%) Land $990,859 Building $437,449
2022	$9,649.00	$1,103,175 Land $660,573 Building $442,602	$1,103,175 Land $660,573 Building $442,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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