820 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 820 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,146 sqft · built 1919
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (May 2014)
Tax Bill	$944 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-29-00038-003`

Property Details

APN / Parcel Number

Primary APN	`55-29-00038-003`
Alternative APN	`55 290 003 80`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	838 sqft
Basement Area	838 sqft
Finished Basement	400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	820 SMITH ST
City	MONROE
State	MI
Zip	48161-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CURTIS AND WILSON PLAT N 12 FT OF LOT 42 & S 28 FT OF LOT 43
Legal Subdivision	CURTIS & WILSON - MONROE CITY
Legal Lot Number	42-43
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1036
Census Tract	832100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 SMITH ST, MONROE, MI 48161-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2014 · Amount on Record
Deed Sale	May 8, 2014 · Amount on Record
Prior Sale	Oct 28, 2013 · Amount on Record
Deed Document Number	20149214
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 16, 2026
Property Address	820 SMITH ST, MONROE, MI 48161-1543
Document Number	0000006774
Instrument Date	Apr 11, 2026
Instrument	20266774
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SMITH ST, MONROE, MI 48161-1543

Mortgage

Document Number	0000006774,
Date	Apr 16, 2026
Instrument	20266774

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	820 SMITH ST, MONROE, MI 48161-1543
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SMITH ST, MONROE, MI 48161-1543

Mortgage

Document Number	0000020357
Date	Dec 11, 2025
Instrument	2025R20357

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,800 (+8.76%)	$141,600 (+8.76%)
2025	$944.00 (-17.77%) Homeowner's exemption	$65,100 (+38.45%) Land $65,100	$130,200 (+38.45%) Land $130,200
2023	$1,148.00 Homeowner's exemption	$47,020	$94,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures