815 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 815 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1893
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jan 2025)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-29-00036-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00036-000`
Alternative APN	`55 290 003 60`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	688 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 52.8 ft wide
Terrain	Rolling
Driveway	Driveway
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	815 SMITH ST
City	MONROE
State	MI
Zip	48161-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CURTIS AND WILSON PLAT LOT 33 & N 2.8 FT OF LOT 34
Legal Subdivision	CURTIS & WILSON - MONROE CITY
Legal Lot Number	33-34
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1035
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 MAUNANANI ST, HONOLULU, HI 96825-2863
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 9, 2023	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	2025647
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000027956
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 15, 2026
Property Address	815 SMITH ST, MONROE, MI 48161-1542
Document Number	0000000851
Map Reference	LB 2 PG 4
Instrument Date	Jan 5, 2026
Instrument	2026R00851
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 MAUNANANI ST, HONOLULU, HI 96825-2863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 MAUNANANI ST, HONOLULU, HI 96825-2863

Mortgage

Document Number	0000000852
Date	Jan 15, 2026
Instrument	2026R00852

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 9, 2023
Property Address	815 SMITH ST, MONROE, MI 48161-1542
Document Number	0000000383
Map Reference	LB 2 PG 4
Instrument Date	Dec 20, 2022
Instrument	2023R00383
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1664, DUNEDIN, FL 34697-1664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 SECOR RD, IDA, MI 48140-9721

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,200 (+7.81%) Land $55,200	$110,400 (+7.81%) Land $110,400
2025	$2,924.00 (+3.8%)	$51,200 (+40.16%) Land $51,200	$102,400 (+40.16%) Land $102,400
2024	$2,817.00 (+111.33%)
2023	$1,333.00	$36,530	$73,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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