824 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 824 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1913
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jan 2026)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-29-00038-002`

Property Details

APN / Parcel Number

Primary APN	`55-29-00038-002`
Alternative APN	`55 290 003 80`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	960 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	129 ft deep x 41 ft wide
Terrain	Rolling
Garage Area	280 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	121 sqft
Deck Area	215 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	824 SMITH ST
City	MONROE
State	MI
Zip	48161-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CURTIS AND WILSON PLAT N 3 FT OF LOT 41 & S 38 FT OF LOT 42
Legal Subdivision	CURTIS & WILSON - MONROE CITY
Legal Lot Number	41-42
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1036
Census Tract	832100

Owner

Source: Monroe County records · APN 55-29-00038-002

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28734 CHURCH ST, FLAT ROCK, MI 48134-1580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2026 · Amount on Record
Deed Sale	Jan 05, 2026 · Amount on Record
Deed Document Number	2026178
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 05, 2026
Property Address	824 SMITH ST, MONROE, MI 48161-1543
Document Number	0000000178
Map Reference	LB 2 PG 4
Instrument Date	Dec 19, 2025
Instrument	2026R00178
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 SMITH ST, MONROE, MI 48161-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SMITH ST, MONROE, MI 48161-1543

Mortgage

Document Number	0000000179
Date	Jan 05, 2026
Instrument	2026R00179

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,400 (+8.31%)	$192,800 (+8.31%)
2025	$1,478.00 (-24.78%) Homeowner's exemption	$89,000 (+26.35%) Land $89,000	$178,000 (+26.35%) Land $178,000
2024	$1,965.00 (+9.35%)
2023	$1,797.00 Homeowner's exemption	$70,440	$140,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband, T-Mobile USA.

Based on FCC filings for 521 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONROE serves 49,467 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.