805 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 805 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,523 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (May 2020)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00035-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00035-000`
Alternative APN	`55 290 003 50`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
1st Floor Area	807 sqft
Basement Area	807 sqft
Unfinished Basement	807 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	134 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	805 SMITH ST
City	MONROE
State	MI
Zip	48161-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CURTIS AND WILSON PLAT LOT 32
Legal Subdivision	CURTIS & WILSON - MONROE CITY
Legal Lot Number	32
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1035
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 SMITH ST, MONROE, MI 48161-1542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Oct 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Apr 3, 2018
Deed Document Number	20208606
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	805 SMITH ST, MONROE, MI 48161-1542
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SMITH ST, MONROE, MI 48161-1542

Mortgage

Document Number	2021R25717
Date	Oct 5, 2021
Instrument	2021R25717

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 4, 2020
Property Address	805 SMITH ST, MONROE, MI 48161-1542
Document Number	0000008606
Instrument Date	Apr 17, 2020
Instrument	8606
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 E 8TH ST #F MONROE MI 481611315, F, MONROE, MI 48161-1315

Mortgage

Document Number	7739
Date	May 4, 2020
Instrument	7739

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Oct 18, 2019
Property Address	805 SMITH ST, MONROE, MI 48161-1542
Document Number	0000017989
Instrument Date	Oct 11, 2019
Instrument	17989
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 W 9TH ST MONROE MI 481614003, MONROE, MI 48161-4003

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Apr 3, 2018
Property Address	805 SMITH ST, MONROE, MI 48161-1542
Document Number	0000005375
Instrument Date	Mar 22, 2018
Instrument	5375
Transaction Type	Foreclosure
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$446.34
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900 (+43.6%) Land $76,900	$153,800 (+43.6%) Land $153,800
2025	$2,663.00 (+20.17%) Homeowner's exemption
2023	$2,216.00 Homeowner's exemption	$53,550	$107,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures