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797 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 797 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,739 sqft · built 2007
Lot Size0.228 acres (9,931 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Oct 2019)
Tax Bill$4 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-26-30-0063-0001-3520

Property Details

APN / Parcel Number

Primary APN14-26-30-0063-0001-3520
Alternative APNs
  • 263014006300013520
  • 143064

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,739 sqft Living Area
Gross Area3,567 sqft Gross Area
1st Floor Area2,169 sqft 1st Floor
Upper Floors Area570 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,931 sqft (0.228 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area462 sqft Garage
PorchFlorida Room
Porch Area366 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address797 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PH 7 PB 18 PG 183-184 LOT 352
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 7
Legal Phase7
Legal Tract63
Legal Block3520
Legal Lot Number352
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0063-0001-3520

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2022Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Dec 03, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 02, 2019Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS
May 15, 2019Quit Claim Deed, Foreclosure
ATTORNEY ONLY
Feb 05, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleMay 15, 2019 · Amount on Record
Deed Document Number2019127426
Deed Book / Page5599 / 1302
Prior Transfer DateMar 31, 2009
Prior Transfer Doc0038272952
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
Transaction TypeMortgage
Record UpdatedDec 15, 2022
Title CompanyAMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783

Mortgage

Document Number0063230620
DateDec 01, 2022
Book Page6323/620
Instrument2022173083
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783

Mortgage

Document Number0058441352
DateDec 03, 2020
Book Page5844/1352
Instrument2020164553
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2019
Property Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0055991302
Book / Page005599 / 001302
Instrument DateSep 30, 2019
Instrument127426
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyCORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address797 SENECA TRL ST CLOUD FL 347727783, ST CLOUD, FL 34772-7783

Mortgage

Document Number55991304
DateOct 02, 2019
Book Page005599/001304
Instrument127427
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

May 2019: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2019
Property Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0055240838
Book / Page005524 / 000838
Instrument DateMar 07, 2019
Instrument62152
Transaction TypeForeclosure
Record UpdatedMay 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address200 WEST ST NEW YORK NY 102822102, NEW YORK, NY 10282-2102

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateFeb 05, 2019
Property Address797 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0054722634
Book / Page005472 / 002634
Instrument DateJan 24, 2019
Instrument15114
Transaction TypeForeclosure
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
AddressPO BOX 636005 LITTLETON CO 801636005, LITTLETON, CO 80163-6005
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.91%) Homeowner's exemption Veteran's exemption$299,147 (+5.99%)$396,200 (-10.75%) Land $78,000 Building $318,200
2024$4,344.00 (+2.6%)
2023$4,234.00 (+3.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$282,250 (+3%)$443,900 (+24.52%) Land $60,000 Building $383,900
2022$4,089.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$274,030$356,500 Land $55,000 Building $301,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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