815 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 815 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,100 sqft · built 2018
Lot Size	0.187 acres (8,149 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jan 2026)
Tax Bill	$12,542 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-594450`

Property Details

APN / Parcel Number

Primary APN	`02-594450`
Alternative APN	`594450`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,100 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,149 sqft (0.187 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	594450
Street Address	815 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 PLAT 1 SECTI 8,149 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EAST CHURCH
Legal Lot Number	159
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 13, 2021	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 28, 2018	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Dec 29, 2017	Grant Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	0017666421
Deed Book / Page	17666 / 421
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 2, 2026
Property Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0176660421
Book / Page	17666 / 421
Map Reference	MB 98 FO 89
Instrument Date	Dec 10, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0017666432
Date	Jan 2, 2026
Instrument	17666/432

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137830131
Date	Jun 4, 2020
Book Page	13783/131

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 13, 2021
Property Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0151920392
Book / Page	15192 / 392
Map Reference	MB 98 FO 89
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	15192399
Date	Aug 13, 2021
Instrument	15192/399

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 28, 2018
Property Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0127750167
Book / Page	12775 / 0167
Map Reference	MB 98 FO 89
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,553.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0012775180
Date	Dec 28, 2018
Instrument	12775/180

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2017
Property Address	815 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0122040149
Book / Page	012204 / 000149
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,542.00 (+19.98%) Homeowner's exemption	$719,200 (+24.73%) Land $190,700 Building $528,500	$719,200 (-) Land $190,700 Building $528,500
2023	$10,453.00	$576,600	$719,200 Land $190,700 Building $528,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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