82 Saunders St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 82 Saunders St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Colonial
Year Built	Built 2002
Square Footage	2,368 sqft Living Area
Lot Size	40,757 sqft (0.936 acres)
Last Sale	$245,900 (2003)
Tax Bill	$66.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:W17 B:7 L:27`
Alternative APN	`M:W-17 B:0005 L:0027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,368 sqft Living Area
Gross Area	4,995 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,757 sqft (0.936 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	82 SAUNDERS ST
City	GARDNER
State	MA
Zip	01440-2426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	27
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2023
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W17 B:7 L:27

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 223, GARDNER, MA 01440-0223
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Feb 14, 2003 Deed Sale Price on Feb 14, 2003
Deed Book / Page	29044 / 224
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	82 SAUNDERS ST, GARDNER, MA 01440-2426
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64589-377
Date	Mar 02, 2021
Book Page	64589/377
Instrument	29294

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$66.00 (-99.05%)	$462,400 (+0.04%) Land $92,900 Building $369,500	$442,510
2024	$6,928.00 (+6.13%)	$462,200 (+14.21%) Land $84,500 Building $377,700
2023	$6,528.00	$404,700 Land $83,200 Building $321,500