Worcester County and Gardner City property record for 46 Saunders St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 40,052 sqft (0.919 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $211,500 (2010) |
| Tax Bill | $55.00 (2025) |
| Primary APN | GARD M:W17 B:12 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,413 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,052 sqft (0.919 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 46 SAUNDERS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SAUNDERS STREET |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W17 B:12 L:3
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 201063443 |
| Deed Book / Page | 45927 / 223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 46 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068922-332 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 68922/332 |
| Instrument | 20827 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 457 Months |
| Due | Apr 01, 2061 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55.00 (-99.01%) | $383,600 (+3.01%) Land $92,800 Building $290,800 | $387,030 |
| 2024 | $5,582.00 (+6.32%) | $372,400 (+14.41%) Land $84,500 Building $287,900 | |
| 2023 | $5,250.00 | $325,500 Land $83,200 Building $242,300 |
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