12 Saunders St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 12 Saunders St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Architecture Style	Colonial
Year Built	Built 2023
Square Footage	3,168 sqft Living Area
Lot Size	391,927 sqft (8.99 acres)
Tax Bill	$10,214.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:W17 B:6 L:5`
Alternative APN	`M:V-17 B:0001 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	3,168 sqft Living Area
Gross Area	6,818 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	391,927 sqft (8.99 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	12 SAUNDERS ST
City	GARDNER
State	MA
Zip	01440-2426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	5
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2023
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W17 B:6 L:5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 752, GARDNER, MA 01440-0752
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 04, 2022
Transfer Doc	066896-195
Record Refreshed	Jun 08, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 06, 2022
Property Address	12 SAUNDERS ST, GARDNER, MA 01440-2426
Document Number	066896-192
Book / Page	66896 / 192
Instrument Date	Jan 04, 2022
Instrument	1752
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	PO BOX 752, GARDNER, MA 01440-0752

Mortgage

Document Number	066896-195
Date	Jan 06, 2022
Book Page	66896/195
Instrument	1753

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,214.00 (-3.85%)	$711,300 (+0.37%) Land $131,900 Building $579,400
2024	$10,623.00 (+446.17%)	$708,700 (+487.65%) Land $123,300 Building $585,400
2023	$1,945.00	$120,600 Land $114,800 Building $5,800