Worcester County and Gardner City property record for 76 Saunders St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1914 |
| Square Footage | 1,001 sqft Living Area |
| Lot Size | 40,054 sqft (0.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2024) |
| Tax Bill | $3,725.00 (2025) |
| Primary APN | M:W-17 B:0004 L:0026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,001 sqft Living Area |
| Gross Area | 2,196 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,054 sqft (0.92 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 76 SAUNDERS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 26 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:W-17 B:0004 L:0026
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Apr 15, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 09, 2024 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 70078 / 349 |
| Transfer Doc | 0000011289 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 76 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071857-114 |
|---|---|
| Date | Apr 15, 2025 |
| Book Page | 71857/114 |
| Instrument | 28901 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2054 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jan 09, 2024 |
| Property Address | 76 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Document Number | 070078-349 |
| Book / Page | 70078 / 349 |
| Instrument Date | Jan 09, 2024 |
| Instrument | 1930 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 76 SAUNDERS ST, GARDNER, MA 01440-2426 |
| Document Number | 0000001931 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 1931 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 070078-366 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 70078/366 |
| Instrument | 1932 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2034 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,725.00 (+4.46%) | $259,400 (+9.04%) Land $92,800 Building $166,600 | $243,200 |
| 2024 | $3,566.00 (+2.15%) | $237,900 (+9.94%) Land $84,500 Building $153,400 | |
| 2023 | $3,491.00 | $216,400 Land $83,200 Building $133,200 |
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