62 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 62 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,396 sqft · built 2019
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Apr 2023)
Tax Bill	$9,316 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00B-0040`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00B-0040`
Alternative APN	`1085719`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,396 sqft Living Area
Gross Area	2,754 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	6.2 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	244 sqft
Porch	Porch
Porch Area	114 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085719
Street Address	62 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK B HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3131-4328 OR 3285-1986
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	B
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

62 Ciboney St is owned by an individual who bought it in April 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1845 SECRETARIAT GAIT WAY, SUWANEE, GA 30024-4555
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage WALTON FNDG LLC
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Feb 3, 2020 · Amount on File
Deed Document Number	20230011341
Deed Book / Page	3285 / 1986
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2023
Property Address	62 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032851986
Book / Page	3285 / 1986
Map Reference	MB 20 PG 22
Instrument Date	Mar 27, 2023
Instrument	20230011341
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5109 SOUTHERN CROSS LN, FORT COLLINS, CO 80528-4476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 SECRETARIAT GAIT WAY, SUWANEE, GA 30024-4555

Mortgage

Document Number	0032851989
Date	Apr 3, 2023
Instrument	3285/1989

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	Other
Max Rate	11%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 3, 2020
Property Address	62 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031314328
Book / Page	003131 / 004328
Instrument Date	Jan 23, 2020
Instrument	3535
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3546 W SHAKESPEARE AVE CHICAGO IL 606473536, CHICAGO, IL 60647-3536

Mortgage

Document Number	31314330
Date	Feb 3, 2020
Book Page	003131/004330
Instrument	3536

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	62 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,019,952 Land $135,000 Building $884,952	$1,019,952 Land $135,000 Building $884,952
2024	$9,316.00 (+28.91%)
2023	$7,227.00 (+8.08%)	$1,004,228 (+10.84%) Land $110,360 Building $893,868	$1,004,228 (+10.84%) Land $110,360 Building $893,868
2022	$6,687.00	$906,000 Land $122,500 Building $783,500	$906,000 Land $122,500 Building $783,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 62 Ciboney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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