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52 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 52 Charles River St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$6,370 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNM:2100001600000

Property Details

APN / Parcel Number

Primary APNM:2100001600000
Alternative APN
  • NEED M:210.0 B:0016 L:0000.0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area840 sqft Living Area
Gross Area1,113 sqft
1st Floor Area840 sqft
Basement Area546 sqft
Unfinished Basement546 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address52 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block16
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3015
Census Tract403300

Owner

Source: Norfolk County and Needham Town records · APN M:2100001600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address52 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2025Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
Nov 29, 2023Deed of Trust, Mortgage · FHA Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address52 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042411-294
DateMay 22, 2025
Book Page42411/294
Instrument31906
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address52 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041531-493
DateNov 29, 2023
Book Page41531/493
Instrument78553
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,370.00 (+13.77%)$600,900 (+39.94%) Land $463,600 Building $137,300$2,179,870 (+113.13%)
2024$1,022,770
2023$5,599.00$429,400 Land $299,700 Building $129,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1978–2023)
Claims Outside the SFHA19 of 19
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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