Okaloosa County property record for 819 Willow St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1920 |
| Lot Size | 0.271 acres (11,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,016 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4825-8 |
| Primary APN | C56-000-589-4825-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Heated Area |
| Gross Area | 1,228 sqft |
| 1st Floor Area | 1,020 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,829 sqft (0.271 acres) |
| Lot Width | 140 ft Width |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 819 WILLOW ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN RE S/D PART BLK D LOT 1 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | A,D |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 23306 |
819 Willow St is owned by two individuals who acquired it in May 2016.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3614 RIVIERE DU CHIEN RD, MOBILE, AL 36693-5444 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2016 |
| Deed Sale | May 20, 2016 |
| Deed Document Number | 3067046 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 819 Willow St was $2,016.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 | $177,978 Land $142,677 Building $35,301 | $177,978 Land $142,677 Building $35,301 |
| 2023 | $1,779.00 (+8.48%) | $164,931 (+9.09%) Land $129,459 Building $35,472 | $164,931 (+9.09%) Land $129,459 Building $35,472 |
| 2022 | $1,640.00 | $151,187 Land $117,690 Building $33,497 | $151,187 Land $117,690 Building $33,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 819 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 819 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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