819 Willow St, Destin, FL 32541 Property Records

Okaloosa County property record for 819 Willow St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1920
Lot Size0.271 acres (11,829 sqft)
Owner2 Individual Names on Record
Tax Bill$2,016 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-4825-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-4825-8
Alternative APN
  • 00-2S-22-0311-000A-0010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,020 sqft Heated Area
Gross Area1,228 sqft
1st Floor Area1,020 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,829 sqft (0.271 acres)
Lot Width140 ft Width
PorchOpen Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address819 WILLOW ST
CityDESTIN
StateFL
Zip32541-1540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALHOUN S/D DESTIN RE S/D PART BLK D LOT 1 BLK A
Legal Range22
Legal Township02S
Legal SubdivisionCALHOUN S/D
Legal BlockA,D
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2005
Census Tract23306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3614 RIVIERE DU CHIEN RD, MOBILE, AL 36693-5444
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2016
Deed SaleMay 20, 2016
Deed Document Number3067046
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,016.00 (+13.32%)$177,978 (+7.91%) Land $142,677 Building $35,301$177,978 (+7.91%) Land $142,677 Building $35,301
2023$1,779.00 (+8.48%)$164,931 (+9.09%) Land $129,459 Building $35,472$164,931 (+9.09%) Land $129,459 Building $35,472
2022$1,640.00$151,187 Land $117,690 Building $33,497$151,187 Land $117,690 Building $33,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number