Okaloosa County property record for 812 Willow St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,806 sqft · built 2007 |
| Lot Size | 0.098 acres (4,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2009) |
| Tax Bill | $3,103 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-977-9359-0 |
| Primary APN | C56-000-977-9359-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,806 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 4,249 sqft (0.098 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 812 WILLOW ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN LOTS 5 & 6 BLK B |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | B |
| Legal Lot Number | 50 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 812 WILLOW ST, DESTIN, FL 32541-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2009 · Amount on Record |
| Deed Sale | Oct 14, 2009 · Amount on Record |
| Deed Document Number | 20092594899 |
| Deed Book / Page | 2909 / 2000 |
| Record Updated | Oct 29, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 (+5.8%) Homeowner's exemption | $301,122 (+5.99%) | $429,541 (+1.41%) Land $142,677 Building $286,864 |
| 2023 | $2,933.00 (+2.52%) Homeowner's exemption | $284,113 (+3%) | $423,563 (+7.09%) Land $129,459 Building $294,104 |
| 2022 | $2,861.00 Homeowner's exemption | $275,838 | $395,518 Land $117,690 Building $277,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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