Okaloosa County property record for 816 Willow St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1940 |
| Lot Size | 0.097 acres (4,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Sep 2016) |
| Tax Bill | $2,160 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4838-1 |
| Primary APN | C56-000-589-4838-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Heated Area |
| Gross Area | 1,080 sqft |
| 1st Floor Area | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,249 sqft (0.097 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 816 WILLOW ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN RE/SUB BLK D LOT 3 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | B,D |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23306 |
816 Willow St is owned by an individual who bought it in September 2016.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3452 RUSSELL DR, GAINESVILLE, GA 30506-1414 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on File |
| Deed Sale | Sep 27, 2016 · Amount on File |
| Prior Sale | Feb 11, 2003 |
| Deed Document Number | 3092118 |
| Deed Book / Page | 3268 / 0302 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 816 Willow St was $2,160.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,160.00 | $195,770 Land $117,499 Building $78,271 | $195,770 Land $117,499 Building $78,271 |
| 2023 | $1,928.00 (+10.68%) | $184,887 (+10.64%) Land $106,613 Building $78,274 | $184,887 (+10.64%) Land $106,613 Building $78,274 |
| 2022 | $1,742.00 | $167,106 Land $96,921 Building $70,185 | $167,106 Land $96,921 Building $70,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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