817 Willow St, Destin, FL 32541 Property Records

Okaloosa County property record for 817 Willow St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,608 sqft · built 2022
Lot Size0.195 acres (8,499 sqft)
OwnerCompany Name on File
Last Sale$212,000 (May 2021)
Tax Bill$6,636 (2025)
Flood ZoneZone X (minimal risk)
APNC56-001-145-0118-2

Property Details

APN / Parcel Number

Primary APNC56-001-145-0118-2
Alternative APN
  • 00-2S-22-0311-000A-002A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,608 sqft Heated Area
Gross Area3,048 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,499 sqft (0.195 acres)
Lot Width50 ft Width
Garage TypeFinished
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address817 WILLOW ST
CityDESTIN
StateFL
Zip32541-1540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALHOUN S/D DESTIN RE S/D PART BLK D LOT 2 BLK A
Legal SubdivisionCALHOUN S/D
Legal BlockA,D
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2005
Census Tract23306

Owner

817 Willow St is owned by a company that bought it in May 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 85, DESTIN, FL 32540-0085
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2021 · Amount on File
Deed SaleMay 5, 2021 · Amount on File
Deed Document Number3452405
Deed Book / Page3544 / 1882
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 817 Willow St was $6,636.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,636.00$560,324 Land $117,499 Building $442,825$560,324 Land $117,499 Building $442,825
2023$6,519.00 (+458.61%)$545,754 (+463.09%) Land $106,613 Building $439,141$545,754 (+463.09%) Land $106,613 Building $439,141
2022$1,167.00$96,921 Land $96,921$96,921 Land $96,921

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 817 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Willow St

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