819 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 819 State St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 632 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2019)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-105-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0008-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	632 sqft Living Area
1st Floor Area	632 sqft
Basement Area	1,200 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	819 STATE ST
City	ALGONAC
State	MI
Zip	48001-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 4 BLK 12 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	12
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3006
Census Tract	649000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 60, ALGONAC, MI 48001-0060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	20199778
Deed Book / Page	5055 / 688
Prior Transfer Date	Sep 12, 2007
Prior Transfer Doc	003764/424
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	819 STATE ST, ALGONAC, MI 48001-1532
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6123 POINTE TREMBLE RD, ALGONAC, MI 48001-4900

Mortgage

Document Number	534272
Date	Mar 29, 2021
Book Page	5342/72
Instrument	2021009002

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 13, 2019
Property Address	819 STATE ST, ALGONAC, MI 48001-1532
Document Number	0005055688
Book / Page	5055 / 688
Map Reference	LB F PG 51
Instrument Date	Apr 29, 2019
Instrument	2019009778
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29729 FOX RUN CIR, 29729, WARREN, MI 48092-6309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9188 MARSH RD, CLAY, MI 48001-4508
Investor	Possibly a Property Investor

Mortgage

Document Number	2019009779
Date	May 13, 2019
Instrument	2019009779

Lender

Name	MAIN STREET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (-25.15%)	$62,000 (+27.84%)
2024	$2,736.00 (+13.15%)		$124,000 (+27.84%)
2023		$48,500
2022	$2,418.00		$97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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