St. Clair County property record for 813 State St, Algonac, MI 48001 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2021) |
| Tax Bill | $1,547 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-105-0007-000 |
| Primary APN | 74-01-105-0007-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 1,152 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 813 STATE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 12 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-105-0007-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 STATE ST, ALGONAC, MI 48001-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 14, 2021 | Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2014 · Amount on Record |
| Deed Document Number | 202118109 |
| Deed Book / Page | 5382 / 102 |
| Prior Transfer Date | Jun 24, 2013 |
| Prior Transfer Doc | 004414/063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 21, 2021 |
| Property Address | 813 STATE ST, ALGONAC, MI 48001-1532 |
| Document Number | 5382102 |
| Book / Page | 5382 / 102 |
| Map Reference | LB F PG 51 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021018109 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | NOT AVAILABLE, COLONIAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR, 8760, HARSENS ISLAND, MI 48028-9768 |
| Name | Verified Name |
|---|---|
| Address | 813 STATE ST, ALGONAC, MI 48001-1532 |
| Document Number | 2021018110 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021018110 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 813 STATE ST, ALGONAC, MI 48001-1532 |
| Document Number | 0053020229 |
| Book / Page | 005302 / 000229 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR HARSENS ISLAND MI 480289768, HARSENS ISLAND, MI 48028-9768 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 (-37.97%) Homeowner's exemption | $72,700 (+23.43%) | |
| 2024 | $2,494.00 (+12.34%) | $145,400 (+23.43%) | |
| 2023 | $58,900 | ||
| 2022 | $2,220.00 | $117,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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